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At THE
P&A GROUP, we know how important it is to keep your personal
information secure. THE P&A GROUP is committed to maintaining the
confidentiality of information we receive from our customers and web site
users. We have privacy protections built into every aspect of our business
operations, including our Web-based services. This statement is designed to
disclose our privacy strategy.

THE P&A GROUP limits the information collected about you to what is
needed for conducting business. For example, when we provide services to
you on behalf of your employer, we may collect information such as
demographic, payroll, banking, and insurance data. We may use this
information to process transactions, respond to inquiries from you or your
representative, or to fulfill other administrative requirements. Failure to
provide requested information limits access to the features and services
offered by this site.
Technical and navigational information, such as browser type, Internet
protocol address, screens viewed, and average session length, may be
collected and used to improve our Web design and functionality. This data
is used only in aggregate and does not reveal individual details about users
of our site.

Protection of your data is a core component of our service to you. THE
P&A GROUP' information protection controls are maintained in accordance
with industry standards and practices, and we adapt our physical,
electronic, and procedural controls to meet changing requirements and
advances in technology.
THE P&A GROUP restricts access to information to those individuals in
our organization who require that access in order to provide products and
services to you. Our associates are educated regarding their responsibility
to protect your privacy utilizing clear guidelines.
THE P&A GROUP shares collected information with outside parties only as
required (1) by law or legal order, or (2) to fulfill our contracted
administrative duties. For example, THE P&A GROUP provides enrollment
services that require transmitting collected demographic, payroll, and
insurance data to the employer and applicable insurance carrier(s). Information
collected will not be distributed or shared with any entity for marketing
purposes or for any other purpose outside the scope of our business
requirements.
This site may contain links to other web sites. THE P&A GROUP is not
responsible for the privacy practices or the content of these other web
sites. Users should check the policy statement of the other sites to
understand their policies. It is the responsibility of the user to keep
personal information private and confidential.
If you are a former customer of THE P&A GROUP, your information is
treated in the same manner as the information of current customers.

THE P&A GROUP utilizes proven methods to maintain the security of your
information during your use of our services. Highlights of our security
include:
- Internal firewalls
- Security audits and
assessments
- Secure Socket Layers 3.0
(128-bit data encryption)
- User-level security
controls

THE P&A GROUP offers several options for accessing your account
information, including Web access, automated telephone service, customer
service representative, mail, and e-mail. Specific addresses and telephone
numbers are listed on your statements and other correspondence.
If you have questions or comments regarding this privacy policy, please
contact info@padmin.com
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