Sophisticated & Simple

& Simple

Spend down your FSA funds wisely with our partner, FSA Store.  Shop thousands of eligible products today.


Click here to shop at the FSA Store.

Capable & Caring

Capable &

Everyone at P&A is very nice and helpful.  You can tell they take pride in their jobs.

- Steven, employer


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Expert & Empathetic

Expert &

Our team not only has the know-how to answer all your questions but the can-do attitude to go the extra mile for you.


Meet our experienced team.

Thorough & Transparent

Thorough &

I've been working with P&A for years. They've always been very dependable.

-Henry, plan advisor


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Progressive & Personal

& Personal

I like that I have one person contact...we need same day answers and P&A has that.

- Sarah, broker


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Flexible & Friendly

Flexible &

Here at P&A, we’re always happy to find a creative, custom solution to your unique benefits challenge.


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the P&A difference.

Announcements:  Order new/additional Benefits Cards online by logging into your P&A account. Click here! A lucky plan participant wins a Surface tablet in our Go Green Contest! Congrats! IRS releases NEW 2015 FSA Limits! View limits. Retirement employers, view the P&A Restatement Memo here. Check out the new FSA Store. Browse here.

Employee Benefits

Employees and employers have something in common — they both want the most comprehensive benefits packages, convenient access, and savings wherever possible. With our array of benefits options and administrative services, we offer all that and more.

Retirement Plans

Not sure where to turn for your retirement account? Turn to us for flexible plans, a strategic approach, technological advantages, and competitive pricing.